Farm support

There are a number of support programs and services to help build the ongoing financial resilience of farm businesses:

  • decision support
  • business support
  • family and community support
  • natural resources management.

Decision support

Farming continues to be an increasingly competitive, complex and risky business. Making well informed decisions in preparing for droughts and risks are a major factor in having a profitable farm.

There are a number of farm management decision tools to help you:

  • consider whole of farm business risk management
  • manage weather and climate risks
  • manage your people
  • best support your business, family and community and natural resources and environment.

Business support

Farm financial support and assistance

Financial assistance and support for farm businesses and farm families:

Rural Financial Counselling Service

The Rural Financial Counselling Service Program delivered through Rural Business Support provides free, confidential and impartial business support and information to primary producers including fishers and small rural business owners who are experiencing financial difficulties and have no alternative source of impartial support.

Contact the Rural Financial Counselling Service or free call on 1800 836 211.

Farm Management Deposits (FMD)

The FMD Scheme assists primary producers to deal more effectively with fluctuations in cash flows. It is designed to increase the self-reliance of Australian primary producers by helping them manage their financial risk and meet their business costs in low-income years by building up cash reserves.

The scheme allows eligible primary producers to set aside pre-tax income from primary production in years of high income, which they can draw on in years of low income.
Income deposited into an FMD account is tax deductible in the year the deposit is made. It becomes taxable income in the year in which it is withdrawn.

Farm Finance Strategy

The Farm Finance Strategy  helps farmers work with financial institutions, assistance authorities, rural organisations, and their respective financial advisers and counsellors, to improve farm viability and resolve financial problems as they arise.

Farm Finance Strategy (PDF 47.6 KB)

Farm Household Allowance

Farm Household Allowance provides fortnightly income support for farmers and their families experiencing financial hardship.

Visit the Department of Human Services website for more information on the Farm Household Allowance.

Family and community

Rural and remote mental health services

Rural and Remote Mental Health provides services for adults and older people with mental illness. All services are free.
Country mental health services
Country Older Persons Mental Health Services


beyondblue offers help and support for people with anxiety and depression.
Phone 1300 22 4636. You can phone 24 hours, 7 days a week.
Visit the Beyond Blue website

Natural resources and the environment

Natural Resources Management

Regional Natural Regional Management (NRM) boards manage local environmental needs.
Regional NRM boards:

  • develop a regional NRM plan
  • contribute to state level planning
  • develop, run and manage local programs
  • provide technical advice and support
  • promote community engagement and education.

Find your regional Natural Resource Management board

Weed and pest threats

Plant and animal pests
Regional Natural Resource Management boards

Page Last Reviewed: 20 Jul 2016
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